The Power of Saving: A Conversation with Jonathan Clements
Introduction
As we navigate the complexities of personal finance, it's easy to get caught up in the day-to-day expenses and forget about the bigger picture. But what if we could live a life of financial freedom, free...
The Road to Retirement Security: 5 Ideas for Improvement
As the Employee Retirement Income Security Act (ERISA) marks its 50th anniversary, the state of retirement savings in the United States remains a concern. Many Americans are not adequately preparing for their golden years, and those...
Living Life to the Fullest: A Conversation with Jonathan Clements
The Power of Longevity Planning
Jonathan Clements, a renowned personal finance expert, recently shared his thoughts on living a long and fulfilling life. At 61, he had written over 1,000 columns for The Wall Street Journal...
Social Security: The Time is Out of Joint
Introduction
The Social Security trust funds are projected to run out of money in 2035, leaving the government with a significant challenge to ensure the program's sustainability. With the current system facing a financial crisis, it's essential to...
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Retiring Later in Canada: Weighing the Pros and Cons
Introduction
Deciding when to retire is a major life decision that requires careful consideration and planning. In Canada, like in many...
Deciphering the Differences Between Roth IRA and Roth 401(k)
As you plan for your retirement, it's essential to understand the differences between a Roth Individual Retirement Account (IRA) and a Roth 401(k) plan. Both offer tax-free income in retirement, but they have distinct features that...